Thin Credit? Consider Alternative Lending

To purchase a home conventionally, you need good credit. However, if you prefer paying in cash, it may lead to “thin credit” issues. Traditional mortgage lenders check income, credit, and assets to determine eligibility, leaving millions of people with old or insufficient credit data, known as “credit invisible” or “thin credit.”

Alternative or private lending services are a good option for “thin” or “invisible” credit borrowers when traditional lenders reject them. These lenders use different criteria to determine loan eligibility, and credit reports are not a significant factor. You can expect a quick closing in just a few days. We can assist you in overcoming the financing obstacle if you have thin credit.

In other news, we closed a $75,000 loan in Punta Gorda, Florida, with a 53% LTV in just eleven days.

This update is brought to you by Michael Internoscia, Principal Broker and CEO of hard money lenders Florida company M & M Private Lending Group. We also offer mortgage note investments and have worked extensively with brokers and affiliates. Call 305-363-7169 or 954-445-4434 to speak with a lending representative about our Florida private loans or visit our website at to fill out an application form.